Bank whenever, wherever, however you want.
We may be rooted here in Iowa, but we make it easy to manage your money wherever life takes you.
Benefits You’ll Love
- Anywhere, anytime access to your accounts and loans
- Download the WSB mobile app
- Make transfers and payments, check balances, and more
Online Banking
- Free, secure, and easy-to-use service for WSB customers
- Manage a number of banking activities anytime, anywhere with internet access:
- Access e-statements
- View account balances and history
- Transfer funds between accounts (one-time and recurring transfers)
- View checks written
- Make loan payments
- Export data into Excel
- And more
- Receive customized e-Alerts on balances, transactions, account activity and more
Bill Pay
- Pay one-time or recurring bills with ease:
- Schedule payments in advance
- Set up payment reminders
- Ensure payments are received on time
- Have all payee information in one convenient place
- Retain funds until paper drafts are presented for payment
- Avoid paper clutter
- More secure than paper billing
- Make more time for yourself; fewer bank trips necessary
- Print or download to popular financial management software
Mobile Banking
- Fast, free, and secure service for customers enrolled in online banking
- Easily keep track of your finances — even on the go:
- View account balances
- Review history
- Transfer funds between accounts
- Set up e-Alerts
- Pay bills
- Available via any web-enabled mobile device
- Download any of our apps – iPhone® | Android™
- Save valuable time and effort; avoid an extra trip to a branch
Mobile Deposit
- Deposit checks anytime, anywhere from your mobile phone
- Save time, avoid unnecessary trips to a branch
- Free service for customers with a WSB checking account
- You must fill out our Mobile Check Deposit Agreement and turn this form in to your local branch before using this feature
- Deposit your check with a few quick taps:
- Select the deposit account into which you want to make the deposit
- Enter the check amount
- Take a picture of the front and back of your check, following the on-screen instructions (make sure you sign it)
- Verify that everything on the screen is correct, then submit
- Check will be sent to the bank for approval
Important: When you endorse your check for mobile deposit, please include: “For mobile deposit only at Westside State Bank” and your signature.
Mobile Bill Pay
- Available through our WSB mobile banking app
- Must be signed up for bill pay through online banking
- More secure, easier, and cheaper than paper billing
- Make one-time, recurring, or manual payments with ease:
- Set up automatic payments in advance or make single payments
- Set up payment reminders and notifications
- Ensure payments are received on time
- Have all payee information in one convenient place
- Avoid paper clutter
- Save paper and save the environment
- Fast, free, and easy alternative to paper statements
- Easier to retrieve info when needed
- Eliminate a paper trail
- Reduce chances of fraud and identity theft
- Arrive faster than paper statements
- Simplify record keeping
- Easily access past statements
- Ability to download for permanent storage or print if needed
- Receive email notice when new e-statement is ready
Get Started
Sign up today by calling or stopping in and asking about our great service.
Getting Started
Q: How do I get the WSB Mobile App?
A: Download the WSB Mobile App from the Apple App Store or Google Play Store.
Q: How do I log in after enrolling?
A: Open the app, enter your username and password, and follow any additional security prompts such as Multi-Factor Authentication (MFA). You can also enable biometric login (Face ID or Touch ID) for faster access.
Security & Alerts
Q: How do I change my password?
A: Tap your profile icon in the top right, select Change Password, and follow the prompts.
Q: Can I receive alerts for account activity?
A: Yes. Go to the Menu (= symbol) in the top left, select Alerts in the menu to set up notifications for transactions, balances, and security events.
Q: How do I enable biometric login?
A: Once logged in, go to the Menu (= symbol) in the top left, Settings, and toggle on Use Biometric Authentication.
Account Access & Navigation
Q: What can I see on the Home Dashboard?
A: The home dashboard provides a snapshot of your account balances, and quick access to features like transfers and messages.
Q: How do I view my account details and transaction history?
A: Tap the three dots next to an account from the home dashboard to view transaction history, check images, and more.
Q: How do I edit the account nicknames?
A: Tap the three dots next to an account from the home dashboard, select Set Nickname, edit the field and tap Submit.
Q: How do I view my statements?
A: From the home dashboard, tap an account, then click on Statements. Choose a statement date to view or download the PDF.
Other Features
Q: How do I deposit a check using the app?
A: Once logged in, go to the Menu (= symbol) in the top left, Accounts, Mobile Deposit. Tap “Make a Deposit” in the top right, follow the prompts from here. REMEMBER to endorse your check as follows: “For Mobile Deposit Only to Westside State Bank, your signature”. If you’ve never used Mobile Deposit before, contact one of our branches to enroll!
Q: What is Quick Balance?
A: Quick Balance allows you to view account balances from the login screen without signing in. To enable, once logged in, go to the Menu (= symbol) in the top left, Settings, and toggle on.
Q: How do I find a branch or ATM?
A: Use the Locations feature on the app login screen to find nearby branches and get directions via Google Maps.
Q: How do I pay bills online?
A: Enroll in Bill Pay through the online banking website, add payees, and schedule one-time or recurring payments. Once logged in, go to the Menu (= symbol) in the top left, tap Billpay.
Q: Can I manage my debit or credit card in the app?
A: Yes. You can activate a new card, register an existing, block/unblock your card, and set up alerts through the Manage Cards section. Once logged in, go to the Menu (= symbol) in the top left, tap Card Management.
Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.
- Estimated Annual Rewards $0
- Estimated monthly interest earned* $0
- Monthly ATM fees refunded**$0
This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.
- Net cost of buying $0
- Net cost of leasing $0
A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
- Total value at maturity $0
- Total interest earned $0
- Annual Percentage Yield (APY)0.000%
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
- Monthly deposit needed to reach goal $0
This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.
- Estimated monthly payment $0
- Total paid $0
- Total interest paid $0
Business Savings
| Minimum Opening Deposit | Balance Required to Earn Interest | Interest Rate | APY |
|---|---|---|---|
| $1 | $500,000.00 + | 2.75% | 2.75% |
| $1 | $100,000.00 - $499,999.99 | 2.15% | 2.15% |
| $1 | $1 - $99,999.99 | 0.60% | 0.60% |
Certificates of Deposit (CDs)
| Term | Minimum Opening Deposit | Interest Rate | APY |
|---|---|---|---|
| 6 Months | $500 | 3.50% | 3.53% |
| 12 Months | $500 | 3.50% | 3.50% |
| 15 Months | $500 | 1.40% | 1.40% |
| 18 Months | $500 | 3.50% | 3.51% |
| 24 Months | $500 | 3.50% | 3.50% |
| 30 Months | $500 | 1.50% | 1.50% |
| 36 Months | $500 | 1.55% | 1.55% |
| 48 Months | $500 | 1.60% | 1.60% |
| 60 Months | $500 | 1.65% | 1.65% |
Penalty for early withdrawal.
Individual Retirement Accounts (IRAs)
| Type | Term | Minimum Opening Deposit | Interest Rate | APY |
|---|---|---|---|---|
| IRA 6 MONTH CD * | 6 month(s) | $100 | 3.50% | 3.53% |
| IRA 12 MONTH CD * | 12 month(s) | $100 | 3.50% | 3.50% |
| IRA 15 MONTH CD * | 15 month(s) | $100 | 1.40% | 1.40% |
| IRA 18 MONTH CD * | 18 month(s) | $100 | 3.50% | 3.51% |
| IRA 24 MONTH CD * | 24 month(s) | $100 | 3.50% | 3.50% |
| IRA 30 MONTH CD * | 30 month(s) | $100 | 1.50% | 1.50% |
| IRA 36 MONTH CD * | 36 month(s) | $100 | 1.55% | 1.55% |
| IRA 48 MONTH CD * | 48 month(s) | $100 | 1.60% | 1.60% |
| IRA 60 MONTH CD * | 60 month(s) | $100 | 1.65% | 1.65% |
| IRA SAVINGS | $100 | 1.35% | 1.36% |
* Penalty for early withdrawal.
Kasasa Cash*
| Balance | Minimum Required Opening Deposit | Interest Rate | APY |
|---|---|---|---|
| $0 - $25,000 | $50 | 2.47% | 2.50% |
| $25,000+ | $50 | 0.25% | 2.50% to 0.70% |
| All balances if qualifications not met | $50 | 0.0499% | 0.0499% |
Qualifications
To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:
- Have at least 12 debit card purchases post and settle
- Be enrolled and receive e-statement notice (receiving paper statement disqualifies you)
- Be enrolled and log into online banking monthly
Kasasa Saver*
| Balance | Minimum Required Opening Deposit | Interest Rate | APY |
|---|---|---|---|
| $0 - $25,000 | $50 | 1.50% | 1.50% |
| $25,000+ | $50 | 0.25% | 1.50% to 0.50% |
| All balances if qualifications not met | $50 | 0.0499% | 0.0499% |
Qualifications
To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:
- Have at least 12 debit card purchases post and settle
- Be enrolled and receive e-statement notice (receiving paper statement disqualifies you)
- Be enrolled and log into online banking monthly
Money Market Account
| Balance Required to Earn Interest | Minimum Opening Deposit | Interest Rate | APY |
|---|---|---|---|
| $500,000.00 + | $2,500 | 2.15% | 2.17% |
| $250,000.00 - $499,999.99 | $2,500 | .75% | .75% |
| $100,000.00 - $249,999.99 | $2,500 | .75% | .75% |
| $25,000.00 - $99,999.99 | $2,500 | .65% | .65% |
| $2,500.00 - $24,999.99 | $2,500 | .65% | .65% |
| $0.01 - $2,499.99 | $2,500 | .60% | .60% |
Passbook Savings
| Minimum Opening Deposit | Balance Required to Earn Interest | Interest Rate | APY |
|---|---|---|---|
| $1 | $1 | 0.60% |
0.60% |
| $1 | $150,000 | 1.50% | 1.51% |
| $1 | $250,000 | 2.10% | 2.12% |
Special CDs
| Term | Deposit Amount | Interest Rate | APY |
|---|---|---|---|
| 6 Months | < $100,000 | 3.50% | 3.53% |
| 6 Months | => $100,000 | 3.75% | 3.78% |
| 9 Months | < $100,000 | 3.50% | 3.52% |
| 9 Months | => $100,000 | 3.75% | 3.77% |
Penalty for early withdrawal