Maximum return, minimum effort.

Two things any savvy saver can love. Take your hard-earned savings even higher with tiered interest.

Benefits You’ll Love

  • Earn competitive, tiered interest on your balance
  • Bigger balances enjoy better rates
  • Low, waivable $10 monthly service fee*
Kasasa Cash CalculatorDisclaimer

Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.

$
$
#
  • Estimated monthly interest earned* $0
  • Monthly ATM fees refunded**$0
Buy vs. Lease CalculatorDisclaimer

This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.

1. Vehicle Info
$
$
%
2. Loan Details
%
#
%
3. Lease Details
%
#
$
%
CD CalculatorDisclaimer

A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.

$
#
%
What is the compounding interval?
  • Total interest earned $0
  • Annual Percentage Yield (APY)0.000%
Savings Goal CalculatorDisclaimer

Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.

$
#
%
$
Simple Loan CalculatorDisclaimer

This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.

$
%
#
  • Total paid $0
  • Total interest paid $0

Business Savings

Minimum Opening Deposit Balance Required to Earn Interest Interest Rate APY
$1 $500,000.00 + 3.25% 3.25%
$1 $100,000.00 - $499,999.99 2.15% 2.15%
$1 $1 - $99,999.99 0.60% 0.60%

Certificates of Deposit (CDs)

Term Minimum Opening Deposit Interest Rate APY
182 Days $500 4.25% 4.30%
12 Months $500 1.35% 1.35%
15 Months $500 1.40% 1.40%
18 Months $500 3.00% 3.00%
24 Months $500 1.45% 1.45%
30 Months $500 1.50% 1.50%
36 Months $500 1.55% 1.55%
48 Months $500 1.60% 1.60%
60 Months $500 1.65% 1.65%

Penalty for early withdrawal.

Individual Retirement Accounts (IRAs)

Type Term Minimum Opening Deposit Interest Rate APY
IRA 12 MONTH CD * 12 month(s) $100 1.35% 1.35%
IRA 15 MONTH CD * 15 month(s) $100 1.40% 1.40%
IRA 18 MONTH CD * 18 month(s) $100 3.25% 3.25%
IRA 182 DAY CD * 182 day(s) $100 4.25% 4.30%
IRA 24 MONTH CD * 24 month(s) $100 1.45% 1.45%
IRA 30 MONTH CD * 30 month(s) $100 1.50% 1.50%
IRA 36 MONTH CD * 36 month(s) $100 1.55% 1.55%
IRA 48 MONTH CD * 48 month(s) $100 1.60% 1.60%
IRA 60 MONTH CD * 60 month(s) $100 1.65% 1.65%
IRA SAVINGS   $100 1.35% 1.36%

* Penalty for early withdrawal.

Kasasa Cash*

Balance Minimum Required Opening Deposit Interest Rate APY
$0 - $25,000 $50 2.50% 2.50%
$25,000+ $50 0.25% 2.50% to 0.70%
All balances if qualifications not met $50 0.0499% 0.0499%

Qualifications

To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled and receive e-statement notice (receiving paper statement disqualifies you)
  • Be enrolled and log into online banking monthly

Kasasa Saver*

Balance Minimum Required Opening Deposit Interest Rate APY
$0 - $25,000 $50 1.50% 1.50%
$25,000+ $50 0.25% 1.50% to 0.50%
All balances if qualifications not met $50 0.0499% 0.0499%

Qualifications

To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled and receive e-statement notice (receiving paper statement disqualifies you)
  • Be enrolled and log into online banking monthly

Money Market Account

Balance Required to Earn Interest Minimum Opening Deposit Interest Rate APY
$500,000.00 + $2,500 2.15% 2.17%
$250,000.00 - $499,999.99 $2,500 .75% .75%
$100,000.00 - $249,999.99 $2,500 .75% .75%
$25,000.00 - $99,999.99 $2,500 .65% .65%
$2,500.00 - $24,999.99 $2,500 .65% .65%
$0.01 - $2,499.99 $2,500 .60% .60%

Passbook Savings

Minimum Opening Deposit Balance Required to Earn Interest Interest Rate APY
$1 $1 0.60%

0.60%

$1 $150,000 1.50% 1.51%
$1 $250,000 2.10% 2.12%

Special CDs

Term Deposit Amount Interest Rate APY
6 Months < $100,000 4.25% 4.30%
6 Months => $100,000 4.50% 4.55%
9 Months < $100,000 4.00% 4.02%
9 Months => $100,000 4.25% 4.27%
       
       

Penalty for early withdrawal