Shopping just got even more fun.
Smile each time you buy knowing you’re earning cash back with every purchase.
Benefits You’ll Love
- Earn 2.50% cash back on debit card purchases*
- Includes unlimited refunds on ATM withdrawal fees*
- No monthly service fee or minimum balance requirement
- Free checking that pays you back
- Get 2.50% cash back on debit card purchases^
- No category restrictions on purchases
- Cash back earned on up to $300 in purchases monthly
- Earn up to $90 cash back per year, $7.50 per month
- Refunds on ATM withdrawal fees, nationwide^
- Links to free Kasasa Saver® to build savings automatically
- No monthly service fee
- No minimum balance to earn rewards
- Free digital banking services, including:
- Free online banking & bill pay
- Free mobile banking with mobile deposit
- Free e-statements
- Free Mastercard® debit card
- $50 minimum deposit to open
Earning Rewards is Easy
It's so simple to qualify, you're probably already doing it. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash Back account during each Monthly Qualification Cycle:
- Have at least 12 debit card purchases post and settle
- Be enrolled and review e-statement notice
- Be enrolled and log into online banking
That's it. Even if you don't meet your qualifications during the cycle, your account is still free. And you can get right back to earning your cash rewards the very next month.
^Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. "Monthly Qualification Cycle" means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. Reward Information: When your Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive 2.50% cash back on up to an aggregate total of $7.50 per monthly qualification cycle on everyday debit card purchases of $300 or less that post and settle to the account during that cycle period. A maximum of $7.50 cash back may be earned per Monthly Qualification Cycle. You will also receive reimbursements up to and including $4.99 per single transaction for nationwide ATM withdrawal fees imposed by other financial institutions and incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented for reimbursements of individual ATM withdrawal fees of $5.00 or higher. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. When Kasasa Cash Back qualifications are not met, no cash back payments are made and ATM fees are not refunded. Cash back payments and ATM fee reimbursements will be credited to your Kasasa Cash Back account on the last day of current statement cycle. Rates and rewards are variable and may change after account is opened. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $50 minimum deposit is required to open the account. To qualify, you must have at least 12 debit card purchases post and settle, be enrolled and review e-statement notice, and be enrolled and log into online banking.. Limit 1 Kasasa Cash Back account per social security number. There are no recurring monthly maintenance charges or fees to open or close this account. Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa and Kasasa Cash Back are trademarks of Kasasa, Ltd., registered in the U.S.A.
Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.
- Estimated Annual Rewards $0
- Estimated monthly interest earned* $0
- Monthly ATM fees refunded**$0
This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.
- Net cost of buying $0
- Net cost of leasing $0
A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
- Total value at maturity $0
- Total interest earned $0
- Annual Percentage Yield (APY)0.000%
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
- Monthly deposit needed to reach goal $0
This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.
- Estimated monthly payment $0
- Total paid $0
- Total interest paid $0
Business Savings
Minimum Opening Deposit | Balance Required to Earn Interest | Interest Rate | APY |
---|---|---|---|
$1 | $500,000.00 + | 3.25% | 3.25% |
$1 | $100,000.00 - $499,999.99 | 2.15% | 2.15% |
$1 | $1 - $99,999.99 | 0.60% | 0.60% |
Certificates of Deposit (CDs)
Term | Minimum Opening Deposit | Interest Rate | APY |
---|---|---|---|
182 Days | $500 | 4.25% | 4.30% |
12 Months | $500 | 1.35% | 1.35% |
15 Months | $500 | 1.40% | 1.40% |
18 Months | $500 | 3.00% | 3.00% |
24 Months | $500 | 1.45% | 1.45% |
30 Months | $500 | 1.50% | 1.50% |
36 Months | $500 | 1.55% | 1.55% |
48 Months | $500 | 1.60% | 1.60% |
60 Months | $500 | 1.65% | 1.65% |
Penalty for early withdrawal.
Individual Retirement Accounts (IRAs)
Type | Term | Minimum Opening Deposit | Interest Rate | APY |
---|---|---|---|---|
IRA 12 MONTH CD * | 12 month(s) | $100 | 1.35% | 1.35% |
IRA 15 MONTH CD * | 15 month(s) | $100 | 1.40% | 1.40% |
IRA 18 MONTH CD * | 18 month(s) | $100 | 3.25% | 3.25% |
IRA 182 DAY CD * | 182 day(s) | $100 | 4.25% | 4.30% |
IRA 24 MONTH CD * | 24 month(s) | $100 | 1.45% | 1.45% |
IRA 30 MONTH CD * | 30 month(s) | $100 | 1.50% | 1.50% |
IRA 36 MONTH CD * | 36 month(s) | $100 | 1.55% | 1.55% |
IRA 48 MONTH CD * | 48 month(s) | $100 | 1.60% | 1.60% |
IRA 60 MONTH CD * | 60 month(s) | $100 | 1.65% | 1.65% |
IRA SAVINGS | $100 | 1.35% | 1.36% |
* Penalty for early withdrawal.
Kasasa Cash*
Balance | Minimum Required Opening Deposit | Interest Rate | APY |
---|---|---|---|
$0 - $25,000 | $50 | 2.50% | 2.50% |
$25,000+ | $50 | 0.25% | 2.50% to 0.70% |
All balances if qualifications not met | $50 | 0.0499% | 0.0499% |
Qualifications
To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:
- Have at least 12 debit card purchases post and settle
- Be enrolled and receive e-statement notice (receiving paper statement disqualifies you)
- Be enrolled and log into online banking monthly
Kasasa Saver*
Balance | Minimum Required Opening Deposit | Interest Rate | APY |
---|---|---|---|
$0 - $25,000 | $50 | 1.50% | 1.50% |
$25,000+ | $50 | 0.25% | 1.50% to 0.50% |
All balances if qualifications not met | $50 | 0.0499% | 0.0499% |
Qualifications
To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:
- Have at least 12 debit card purchases post and settle
- Be enrolled and receive e-statement notice (receiving paper statement disqualifies you)
- Be enrolled and log into online banking monthly
Money Market Account
Balance Required to Earn Interest | Minimum Opening Deposit | Interest Rate | APY |
---|---|---|---|
$500,000.00 + | $2,500 | 2.15% | 2.17% |
$250,000.00 - $499,999.99 | $2,500 | .75% | .75% |
$100,000.00 - $249,999.99 | $2,500 | .75% | .75% |
$25,000.00 - $99,999.99 | $2,500 | .65% | .65% |
$2,500.00 - $24,999.99 | $2,500 | .65% | .65% |
$0.01 - $2,499.99 | $2,500 | .60% | .60% |
Passbook Savings
Minimum Opening Deposit | Balance Required to Earn Interest | Interest Rate | APY |
---|---|---|---|
$1 | $1 | 0.60% |
0.60% |
$1 | $150,000 | 1.50% | 1.51% |
$1 | $250,000 | 2.10% | 2.12% |
Special CDs
Term | Deposit Amount | Interest Rate | APY |
---|---|---|---|
6 Months | < $100,000 | 4.25% | 4.30% |
6 Months | => $100,000 | 4.50% | 4.55% |
9 Months | < $100,000 | 4.00% | 4.02% |
9 Months | => $100,000 | 4.25% | 4.27% |
Penalty for early withdrawal